Flooded? Here's how to claim insurance

In what makes perfect sense, insurance companies are recommending individuals document their posessions for claim purposes in case of loss or dammage.

Rediff writes how thousands of Mumbaikars who were affected by the flood will not be able to claim insurance money against most of their belongings. In order to claim insurance against any policy, it is imperative to have some proof of a loss.

"With limited resources to visit individual homes, some private insurance companies want their customers to undertake their own documentation.

"In this day and age, every home has a camera and some of the mobile phones are even fitted with a camera. We are advising our customers to do the documentation of goods before they throw them," says Kamesh Goyal, CEO Bajaj Allianz General."

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